We’re about simplifying the process that gets clients from pre-qualification to funding.
We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding.
Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down, our team will work diligently to provide the specialized attention your case may require. Our commitment to achieving your loan’s approval is first and foremost.
If you have low or high FICO scores, derogatory accounts on your credit, are self-employed, or require a high balance loan for luxury real estate, we can accommodate potential borrowers with an array of different loan programs for primary residences, second homes, investment properties, or commercial properties.
FANNIE MAE, FREDDIE MAC, FHA, VA, JUMBO LOANS, ASSET DISSIPATION, 12-24 MONTHS BANK STATEMENTS, CONDO HOTELS, NON-WARRANTABLE CONDOS, PRIVATE LOANS, LOANS BASED ON PROFIT AND LOSS, LOANS FOR WAREHOUSES, CONSTRUCTION LOANS, COMMERCIAL LOANS, HELOCS, REFINANCES (CASH OUT OR RATE AND TERM), LOANS FOR BORROWERS WITH ADVERSE CREDIT HISTORY, LOANS FOR BORROWERS WHO ARE SELF-EMPLOYED AND/OR HAVE LOW INCOME ON THEIR TAXES BUT HIGH REVENUE, INVESTOR NO INCOME LOANS, LOANS BASED ON DSCR, LOANS FOR MULTIFAMILY.
For clients who aren’t buying assets in the US, we make exceptions on case by case scenario based on collateral & financial profile.
currently not working with start-up companies
Driven by the desire to provide the best possible service, we understand our clients have different needs. Specialized attention is given to meet those needs, to each borrower.
We provide tailored services dedicated to pre-qualify a client’s financial profile and determine the best possible way to structure their loan file.
.01
In this step, we review your specific financial profile to determine how much money you can borrow and match you to the best possible programs available.
.02
After pre-qualification, this is when you have found a potential property and are ready to submit a complete file for underwriting review.
.03
An underwriter will study your loan file. The information you provided will be thoroughly reviewed, and an appraisal will be requested to determine the value of the property.
.04
All conditions have been cleared, and the underwriter has given the file a clear to close. This is the step where the title company and the closing department will balance the figures to produce a Final Closing Disclosure.
The process of achieving asset-based loans in the U.S. can be complicated, that’s why we’ve provided the following list of frequently asked questions to help you clear up some of the doubts you may have about the process.
This is one of the most frequent questions borrowers like to know. The interest rate is composed of several factors; therefore, it is not the same for every borrower. These factors will include your FICO score, your Loan to Value, the type of property you are purchasing, and if it will be a primary home, second home, or investment home.
The process depends on the type of loan; on average, it will be 30 days for a standard loan, 7-10 business days for a private loan.
To know this, we need to conduct a pre-qualification. During the application process, we review your credit, assets, income, and other factors to let you know exactly how much you qualify for.
Credit scores may go down if they are pulled multiple times during a short period. We recommend for clients to not open ANY new credit, for themselves or as a co-signer.
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